Retirement

Retiring at 62 vs. 70: Pros and Cons

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The age at which you retire will impact the rest of your life, so choose carefully.

When most people think of retirement planning, they think about how much money they need to save. But saving is only half the battle; determining when to retire is just as important. Social Security benefits play a major role in deciding your retirement age, though it’s important to remember that claiming benefits and actually retiring doesn’t always go hand in hand. You can claim benefits while still working ... Continue Reading →
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Preparing for Retirement – What You Can Do Now

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Two out of five investors believe their retirement savings goals will be difficult or nearly impossible to reach, according to a survey of clients taken by a large financial institution. Part of that pessimism may stem from not being sure what it takes to fund a comfortable retirement. If only you had a million dollars, right? But it’s not always that simple. What you’ll need in retirement is a highly personal question. Some people can live like royalty on $1 ... Continue Reading →
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How a Reverse Mortgage Can Help You in Retirement

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There are few terms in the finance industry more reviled in the minds of the public than reverse mortgage. However, as is often the case in the world of finance, long-held perceptions and biases are not always reflective of the financial reality of today’s economy and, as a result, can be counter-productive. Regardless of what you think you know about reverse mortgages, and barring some new revolutionary change in the world of retirement income sources, these products will ... Continue Reading →
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