Americans as a whole, that are not self-employed, rarely invest in an Individual Retirement Account, yet more people are winding up with these tax-sheltered retirement accounts. This is because of rollover IRA’s – those IRA’s funded from other retirement accounts, such as workplace 401(k)s, 403(b)s, etc. are thriving due in employees changing employment with one company to go work for another or people simply retiring.
So even if you have never contributed to an IRA and don’t plan to, there may ...
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